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Intro obtain APR is x% for x months from day of account opening then the standard purchase APR applies. Intro Harmony Transfer APR is x% for x months from date of 1st transfer, for transfers below this offer you that article to your account by then the regular acquire APR applies. Typical order APR: x% variable to x% variable, according to your creditworthiness. Income APR: x% variable. Variable APRs will fluctuate with the marketplace based upon the Key Rate. 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